Career Opportunities with FirstBank

Tennessee’s premier community bank, dedicated to meeting our clients’ needs – big and small.

Careers At FirstBank
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FirstBank is an Equal Opportunity Employer. We encourage minority and female applicants to apply.

Mortgage Closer

Territory: Statewide

The Mortgage Closer is responsible for the closing documentation and insuring all aspects of the legal documents are correct and enforceable. 

Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Monitor closing dates in Encompass and review/verify dates established by originator and processor
  • Consistently follows up with Mortgage Bankers insuring all GFE/TIL issues are within guidelines and disclosures meet established timeframes for closing.  Reviews all GFE & TIL disclosures to insure compliance and accurate disclosure to borrower.
  • Utilize checklist to ensure documents are all accurate throughout file, addresses, loan amount, values, etc.
  • Review disclosure accuracy and "clear to close" approval from underwriter.
  • Verify all closing requirements to be collected at closing as well as all Investor or company closing guidelines are met.
  • Provides the attorney with the initial closing instructions
  • Reviews:
    • Title commitment for requirements to insure clear title
    • Checks homeowner’s insurance for compliance
    • Checks the flood certificate and appraisal for flood zone issues
    • Refinances – Compares Approval Payoff amount to Amount reflected on Approved HUD-1
  • Complete closing package within time frame to stay in line with required process flow.
  • Information on ARM loans (is appropriate) for 1st rate and payment adjustment dates, including amount of increase or decrease of each.  The correct index and margin to be used as well as the require caps on the adjustments made over the life of loan
  • All information from settlement agent is inputted into Encompass, including legal and correct address of property
  • Prepares the initial escrow amounts and prepares and sends final closing documents, including HUD1 and TIL to the settlement agent for closing loan
  • Order wire with accuracy of loan amount


  • Mortgage documentation knowledge required and previous mortgage closing experience preferred
  • TRID experience preferred





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