Quality Assurance State Regulatory Specialist

Responsibilities

• Maintain current Encompass Disclosure Matrix including, State, Federal and Internal Custom Documents.
• Perform sampling of Mortgage loan files to demonstrate successful implementation of Compliance processes and controls, monitoring of high-risk compliance areas, and state specific disclosures and requirements.
• Collaborate with and support Quality Assurance Compliance Team with research of the regulations to validate internal and external audit findings and requirements for remedy.
• Support the Quality Assurance Compliance Manager with development and maintaining Mortgage specific Compliance policies, procedures and workflows.
• Work with the Quality Assurance Compliance Manager with oversight of third-party relationships / services providing Mortgage specific Compliance tools and resources.
• Review updates to Loan Operating System for opportunities for process improvement.
• Continuously participate in the improvement of operational compliance tools, as well as active involvement in other projects as required.
• Stay up to date on regulatory updates/ changes and pro-actively ensure actions are taken to educate FirstBank Mortgage associates on the changes and validate that policy and procedures are modified accordingly.
• Establish yourself as a subject matter expert on all FirstBank’s processes, products and services, maintaining a current and comprehensive knowledge base.
• Other duties as assigned.

What we Look For:

• Compliance experience in Secondary Mortgage and with State Regulations
• Working knowledge of Federal and State regulations, particularly Mortgage Lending regulations is highly preferred.
• Ability to build rapport and trust with teams cross-functionally and across all levels
• Ability to thrive in a fast-paced company
• Proven experience successfully working in a confidential environment