FirstBank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
Primary function is to complete Pre-Close QC audits as requested to ensure compliance from all parties. This position will ensure FirstBank employees are adhering to all underwriting policies in regard to our credit risks by documenting any significant trends or climate changes to our business. The QC Review Specialist will work closely with all Lines of Business of First Bank Mortgage and our business partners. Primarily will conduct pre-funding reviews of all types of residential loans (Conventional, FHA & VA) in accordance with the bank’s Quality Assurance program and accepted agency Quality Control standards. Responsible for ensuring that the loans are of investment quality, were processed and underwritten according to FirstBank’s policy as well as secondary market, investor guidelines, and will comply with all applicable federal and state laws / regulations.
Essential Duties and Responsibilities include the following:
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Ability to effectively present complex information in a simple, logical, and brief manner and respond to questions from groups of managers, clients, customers, and general public. Positive communications skill required.
Must have excellent analytical/problem solving skills. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
Ability to compute practical self- employed analysis along with calculating ratios and defining underwriting risks.
To perform this job successfully, an individual should have knowledge in Excel, PowerPoint, Word and Microsoft Access.
Other Skills and Abilities
All statements are intended to describe the general nature and levels of work assigned to the job and are not intended to be an exhaustive list of all responsibilities, duties and skills required for personnel classified within the category.